While most PF bloggers have an emergency fund, or are building one, I wonder how many have a stash of cash-on-hand? Other than the coin car and the pennies collecting on the shelf above the dryer, how many people maintain a reserve of cash on hand? I do.
I keep between $200-250 available tucked away at home. It's an emergency fund already in cash. I know it's there if ATMs are down in an actual emergency, if I need to pay for a taxi for a friend, or even if the pizza delivery driver suddenly won't take a check. I don't care a lot of cash with me, to avoid the temptation to spend.