I'm always amazed that women will spend hundreds of dollars for expensive skin care creams. The truth is only water will add moisture to your skin and only oil of some type will seal the water in.
If you're spending money on expensive creams, lotions or moisturizers---stop now. Even if you're buying generic at the grocery store you can still save money and get absolutely wonderful skin care. Buy sweet almond oil in bulk---take in your own plastic bottle and fill it up. Price per pound is usually about $5.
Scent it with some vanilla or almond extract or essential oils. Use it in the shower, just before rinsing, to keep skin soft and supple. Add it to wet hair, wrap and read a magazine, and then shampoo out for your own hot oil treatment (if you need product!) Slather it on your heels and put some socks on for a pre-pedicure treat. You won't need Estee Lauder anymore!