I received a letter from the company that carries one of bank cards today. They're raised my credit limit to $20K and practically begged me to use the card. It's ironic that by not using the card, my credit limit is steadily increased and the advantage offers, dividends and perks just keep increasing.
With two bank cards that I pay off each month, I almost feel sorry for them. Should I use it? I make a purchase or two each year to keep the card active and avoid any other fees that might be lurking in the fine print. Are banks getting more desperate for our finance fees?